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Loan Shifter

Switch DeFi Loans Instantly with Loan Shifter

One-click collateral transfers between protocols to capture better rates instantly. No position closure. No complex steps.

4400+
Executed shifts
$250k
Value automated
10+AaveMorphoMaker MKRSparkCompound
Protocols
4ETHBasearbitrumOptimism
Networks

Why Use Loan Shifter?

  • Find Better Rates Instantly

    Move your existing loans between Aave, Compound, and other protocols without closing positions: one transaction, instant execution. Compare rates across all major protocols and switch to the best offer in minutes.

  • Swap Collateral or Debt Without Closing your position

    Change your collateral or debt assets while keeping your position open. Perfect for capturing yield opportunities or adjusting risk exposure as market conditions change.

  • Save Money, Save Time

    Single transaction = Lower gas fees than manual shifts 2-minute setup vs 30+ minutes doing it manually Real-time execution reduces slippage costs No need to manually track positions in multiple dashboards

How It Works

  1. Step 1

    Connect & Select:

    Connect your wallet and choose the position you want to move

  2. Step 2

    Choose Your Move:

    Pick a different protocol with a better rate, or swap your collateral or debt type within the same protocol.

  3. Step 3

    Done:

    Review the parameters and confirm.

FAQ

All transactions in Loan Shifter are happening atomically and are powered by flashloans that enable this process to happen in 1-tx and that your funds are never at risk during the transfer. Either the entire shift succeeds, or nothing happens.
We support all major DeFi lending protocols including Aave, Compound, and Maker. [See full list]
Since this is an advanced action, a 0.25% fee is applied, plus the standard network gas fee for one transaction.
Yes, you can just open our Simulation mode and select the Loan Shifter feature
Aave, Compound, Maker, Spark, Morpho, Fluid, Sky, Liquity, CurveUSD, LlamaLend, Euler v2, Reflexer

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Check out our docs
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